Proverbs 22:7 reads; “Just as the rich rule the poor, so the borrower is a servant to the lender.” It’s unfortunate and unjust for the rich to rule over the poor in our society. The poor are oppressed around the world and the Bible talks many times about the importance for the church and all Christians to sacrifice for those who are less fortunate. In this context, this proverb shares that the borrower is the slave to the lender like the poor are subject to the rich. Sometimes poverty can be avoided and sometimes it cannot. Debt can be avoided in most cases. How can we avoid debt today in an economy that cries out for us to spend what we don’t have? Our own government is close to 1 trillion dollars in the red for our 2019 budget? What would happen if you made a budget that was in the red every month? It’s not really a budget, but a dream. God owns everything and He calls us to give of our tithes and offerings, talents, time, and temples (bodies) for His service. He also calls us to manage the resources that we are given. Don’t live beyond your means in this life because in heaven you’ll be way better off in the streets paved with gold. Pray that God will give you wisdom to avoid the ball and chain of debt for His glory.